Cookies are small text files that websites store on your device when you visit them. Think of them as digital sticky notes that help us remember your preferences and improve your experience on klydexanovi.com.

Beyond traditional cookies, we also use web beacons, pixel tags, and local storage technologies. These work together to help us understand how people interact with our budget education content and which resources prove most helpful.

Here's what our tracking actually does for you in practical terms. When you first visit our budget calculator, it might take a moment to understand your preferred way of categorizing expenses. Once you've set this up, cookies remember your categories, making future budget planning much faster.

If you're halfway through our six-week financial planning course, we remember where you left off. You can close your browser, come back days later, and pick up exactly where you stopped without losing progress.

We also notice patterns across all users - not individual behavior, but trends. Maybe we see that people often struggle with the transition between modules three and four in our debt reduction program. This insight helps us add clearer explanations or additional resources in that spot.

Performance tracking helps us identify technical issues before they become major problems. If our mortgage calculator starts loading slowly on mobile devices, we catch this quickly and fix it, rather than leaving users frustrated.

Different types of data stick around for different lengths of time, and you have options for managing this:

We work with select third-party services to provide better functionality, but we're careful about what data gets shared and how it's used.

Our embedded calculators use external libraries for complex financial calculations, but these don't send your personal data anywhere. When you use our budget planner, the calculations happen in your browser.

We integrate with educational content providers who help us offer current information about Australian financial regulations and tax changes. These partnerships involve sharing usage statistics - like how many people accessed certain resources - but not individual user data.

If you participate in our webinars or virtual workshops, we use video conferencing tools that have their own privacy policies. We'll always let you know when you're moving to a third-party platform.

Technology changes, and so do privacy regulations. When we update this policy, we'll post the new version here and notify active users through the platform.

If we make significant changes to how we collect or use data, we'll give you advance notice and, where required, ask for your renewed consent. You'll never be surprised by major changes to how your data is handled.

We review this policy annually or whenever we implement new tracking technologies. Our goal is keeping you informed without overwhelming you with constant updates about minor technical changes.